NEED MONEY IN A HURRY
Own a Car or Motorcycle

Hock a Car or Motorcycle

loan process

How to Hock Your Car or Bike & Obtain a Loan

Pawning your vehicle with Hock a Car licensed pawnbroker is simple, safe and fast. Just follow the steps below:

Bring Your Vehicle

Bring car or motorcycle with proof of ownership and identification.

We Assess the Value

Our Hock a Car team evaluates your vehicle based on year, make, condition and value.

Receive Loan Offer

We present a loan offer based and clearly explain interest and terms.

Accept Agreement

If satisfied with the offer, sign the contract / agreement .

Obtain Money Immediately

Once signed, receive your money instantly via cash or bank transfer.

Safe & Secure Storage

Your vehicle is stored safely in our monitored and secure facility during the loan period.

Redeem Vehicle Anytime

Repay the loan and interest at any time to collect your vehicle in original condition.

Need More Time?

If you need more time, simply pay the interest due and renew your loan agreement.

Our services

Hock a Car Trusted Sydney Vehicle Pawnbroker With Transparent Fees

There are no hidden fees or surprise costs. Hock a Car as a licensed pawnbroker clearly explain loan terms and charges before you sign, so you know exactly where you stand. Amazingly there are no credit checks, and approval required.

Car Loan

Secure a pawn loan against your car for amounts up to $100,000, with funding based on its current market value and overall condition. Ideal for urgent cash needs, this option offers a straightforward process and fast access to funds without selling your vehicle permanently.

Bike Loan

Access a motorcycle pawn loan for amounts up to $30,000, secured against any make or model in good working condition. Designed for short-term cash requirements, the process is simple, discreet and focused on getting funds to you quickly.

Instant Vehicle Loans

Vehicle Pawn Shop

Need money urgently? Use your vehicle to access cash without having to sell it.

Hock a Car provides loans across a wide range of vehicles, including cars and motorcycles.

Loans available across multiple vehicle types
Amount based on condition, make and value
Suitable for personal and commercial vehicles
Quick assessment with a clear loan amount offered
Access funds without selling your asset
Get your vehicle back when you repay the loan

LOANS FOR EVERY VEHICLE TYPE.

Hock Your Vehicle

At Hock a Car you can turn your vehicle into cash without selling it. We offer loans against cars and motorcycles with loans up to $100,000 based on the vehicle’s condition.

Hock a Car

Hock your Car and unlock fast cash against family, classic or prestige vehicles with competitive loan amounts and same-day payment.

Hock a Motorcycle

Hock your Motorcycle and secure a short-term loan against any make or model with clear terms and same-day cash.

Hock a Truck

Hock a Truck and access working capital against utes, vans or commercial vehicles with competitive loan amounts and quick approval.

Hock a Boat

Hock a Boat and borrow against your boat or jet ski with fixed interest, simple paperwork and fast release of funds.

Fast approval

Vehicle Pawnbroker in Sydney

Obtain a loan against your vehicle through a simple process designed for speed. We assess your asset, confirm the amount, and pay money without delays.

People already funded

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02 9630 9758

Trusted Sydney Pawnbroker

Hock a Car in Sydney

Hock a Car is a licensed vehicle pawnbroker offering loans against cars and motorcycles. Based in North Parramatta, we provide a reliable way to access short-term funds with clear terms and a straightforward process. With over 20 years of experience, we operate under strict regulations to ensure every transaction is handled professionally and in line with legal requirements.

Licensed in New South Wales (Licence No. 2PS504381)
Complies with the NSW Pawnbrokers and Second-Hand Dealers Act 1996
Clear loan agreements with no hidden terms
Secure handling and storage of all vehicles
We are amalgamated with the Cashfast group which includes, Pawn a Car, Hock a Car 4 Cash, Cash Fast Loans and Pawnbroker.

Excellent customer service

Take The First Step

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About Us

Built on Trust and Clear Loan Terms

When you need quick access to money and are considering whether you can pawn your car and use it as collateral for a loan. Look no further Hock a Car offers a straightforward solution. As a licensed auto pawn shop and vehicle pawnbroker located in North Parramatta, we specialise in loans secured against cars and motorcycles.

We provide short-term vehicle pawn loans from $500 up to $100,000 based on the value of your asset. There are no credit checks, no lengthy approval procedures and no monthly repayments. You repay the loan when you redeem your vehicle.

With fixed interest agreed at the start and secure storage throughout the loan period, we focus on clear terms, fair valuations and same-day cash when approved.

Same Day Cash Loans Up to $100,000* Fast & Easy Process

02 9630 9758

Frequently Asked questions

What is a vehicle pawn loan?

A vehicle pawn loan is a type of secured loan where a borrower uses their vehicle as collateral to obtain a cash loan from a licensed pawnbroker. The pawnbroker retains the vehicle as security until the loan and interest are repaid. Once repaid, the vehicle is returned. If the loan is not repaid, the pawnbroker may sell the vehicle to recover the outstanding amount.

How do I repay my vehicle pawn loan?

Loan repayment is not required until the vehicle is redeemed. At that time, the loan amount and interest are repaid in full. However, you may make periodic payments during the loan term to reduce your balance.

What interest rate applies to a vehicle pawn loan?

Loan interest is fixed at the beginning of the agreement and charged monthly. The rate is based on the amount borrowed and the loan to value ratio of the vehicle pawned.

Are vehicle pawn loans processed without credit checks?

Credit checks are not required when pawning your vehicle, as the loan is secured against the value of your asset.